Wednesday, January 29, 2020
Policy Change Essay Example for Free
Policy Change Essay Health care insurance started gaining popularity in the 1940s, when people and health institutions began to realize that insurance spreads the risk of expensive medical conditions across a large population base. Thus, it prevents personal bankruptcy in case of serious health problems. Health care insurance also makes health care services more accessible to the public. However, as you know, a bigger part of the population remains uninsured, because they are incapable of paying the cost of health care coverage on their own (Brayton Purcell LLP, 2007).            The United States government continuously battles, policy-wise, the problem of high rates of uninsured people. Many efforts to solve this problem through public assistance or welfare approach are yet to find success (Long, Coughlin King, 2005). While I appreciate the fact that your team has successfully lowered the steep uninsurance rates, various states of the Union continue to register high uninsurance rates (U.S. Census Bureau, 2007). Moreover, many of the members our population still depends on out-of-pocket/personal coverage, coverage procured by employers, and public coverage such as the one you provide for their health care needs (U.S. Census Bureau, 2007; Hadley Holahan, 2004).            Noting your history since 1965, it is commendable that you have since been able to meet the needs of countless poor persons and fulfilled the mandate of the U.S. government, by providing coverage to those who are eligible for federally supported, state-run welfare programs (Long, Coughlin King, 2005). I note that that you followed strict federal guidelines that must be observed in order to enable the program to assist families who could not afford the cost of health care insurance (Long, Coughlin King, 2005).            Nevertheless, I am of the opinion that there is still a big gap to be filled, in terms of providing health care coverage to our poor brothers and sisters in our nation. While it is wonderful that Medicaid coverage has increased since 1965, and now includes persons with disabilities, Medicaid is still unable to meet the needs of a large bulk of the population who could not afford to pay for health care services (U.S. Census Bureau, 2007).            Hence, I am appealing to you that you consider expanding your sources of funds, aside from local and federal funding coming from our country, to include those provided by private industries who could afford to give humanitarian support. Moreover, it would be helpful to your cause if you could seek help from international organizations such as the World Health Organization and World Bank for much needed funding. This way, your organization would be better equipped to meet the challenging needs of our poor population.            I hope you would consider my suggestion, and I wish you more power in your noble endeavor. References Brayton Purcell LLP. (2007). Medical Issues Include Uninsured Workers and     Inadequate Health Care. Retrieved October 28, 2007, from    http://www.braytonlaw.com/news/mednews/051404_healthcare.htm Hadley, J. Holahan, J. (2004). The Cost of Care for the Uninsured: What Do We       Spend, Who Pays, and What Would Full Coverage Add to Medical Spending?          The Kaiser Commission on Medicaid and the Uninsured. Retrieved October    28, 2007 from http://www.kff.org/uninsured/upload/The-Cost-of-Care-for-the-          Uninsured-What-Do-We-Spend-Who-Pays-and-What-Would-Full-Coverage-     Add-to-Medical-Spending.pdf Long, S. K., Coughlin, T., King, J. (2005). †¨How Well Does Medicaid Work in       Improving Access to Care? †¨Health Services Research 40 (1), 39-58. U.S. Census Bureau. (2007). Historical Health Insurance Tables. Retrieved October       28, 2007, from            http://www.census.gov/hhes/www/hlthins/historic/hihistt4.html
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